[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bonny.sk\/banky-nehnutelnosti-a-krizy\/#Article","mainEntityOfPage":"https:\/\/www.bonny.sk\/banky-nehnutelnosti-a-krizy\/","headline":"Banky, nehnute\u013enosti a kr\u00edzy","name":"Banky, nehnute\u013enosti a kr\u00edzy","description":"Trad\u00edcia pe\u0148a\u017en\u00edctva je star\u00e1 ako \u013eudstvo same o\u00a0sebe, boli to u\u017e gr\u00e9cki filozofi, ktor\u00ed kritizovali … ","datePublished":"2017-07-29","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.bonny.sk\/author\/#Person","name":"","url":"https:\/\/www.bonny.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bonny.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bonny.sk\/wp-content\/uploads\/img_a282848_w16487_t1506692489.jpg","url":"https:\/\/www.bonny.sk\/wp-content\/uploads\/img_a282848_w16487_t1506692489.jpg","height":0,"width":0},"url":"https:\/\/www.bonny.sk\/banky-nehnutelnosti-a-krizy\/","wordCount":438,"articleBody":"Trad\u00edcia pe\u0148a\u017en\u00edctva je star\u00e1 ako \u013eudstvo same o\u00a0sebe, boli to u\u017e gr\u00e9cki filozofi, ktor\u00ed kritizovali \u00faroky, nesk\u00f4r v\u00a0stredoveku sa vyvinuli prv\u00e9 banky a dnes bankov\u00fd sektor nesie obrovsk\u00fa zodpovednos\u0165 za samotn\u00fa spolo\u010dnos\u0165, tak v\u00a0podstate aj ako to bolo v\u00a0roku 2007, ke\u010f svojimi lacn\u00fdmi p\u00f4\u017ei\u010dkami spustil glob\u00e1lnu ekonomick\u00fa kr\u00edzu.Na Slovensku je situ\u00e1cia ka\u017edop\u00e1dne zauj\u00edmav\u00e1, \u00favery klesli na minim\u00e1, inak povedan\u00e9 s\u00fa ve\u013emi lacn\u00e9, m\u00f4\u017ee za to hospod\u00e1rsky \u201eboom\u201c a\u00a0pokia\u013e sa situ\u00e1cia nezlep\u0161\u00ed, m\u00f4\u017ee pr\u00eds\u0165 \u201eboost\u201c teda rozpadnutie sa doteraj\u0161ieho hospod\u00e1rskeho rastu. Inak povedan\u00e9, hospod\u00e1rstvu sa dar\u00ed, no je to, umel\u00fd rast, ke\u010f\u017ee dopyt po nehnute\u013enostiach nebude tak\u00fd vysok\u00fd, ak\u00e1 je aktu\u00e1lna ponuka zo strany stavebn\u00fdch developerov a\u00a0lacn\u00fdch \u00faverov. \u010co sa stane, ke\u010f skon\u010d\u00ed tento boom ?Za\u00faverovan\u00ed \u013eudia, ktor\u00ed nak\u00fapili lacn\u00e9 p\u00f4\u017ei\u010dky nebud\u00fa ma\u0165 z\u00a0\u010doho spl\u00e1ca\u0165 svoje \u00favery, tak si pr\u00edde na \u0161kody hne\u010f bankov\u00fd sektor, ktor\u00ed chce bra\u0165 \u00faroky a\u00a0nie nehnute\u013enosti, a stavebn\u00fd sektor bude na tom e\u0161te hor\u0161ie, ke\u010f\u017ee nebude ma\u0165 na \u010dom profitova\u0165, na rozdiel od b\u00e1nk, ktor\u00e9 zar\u00e1baj\u00fa okrem \u00faveroch aj na poplatkoch za vedenie \u00fa\u010dtov. V\u0161etk\u00e9mu bude predch\u00e1dza\u0165 ni\u017e\u0161\u00ed dopyt zo strany be\u017en\u00fdch \u013eud\u00ed, ktor\u00ed je u\u017e teraz naf\u00faknut\u00ed. Tak\u00e1to situ\u00e1cia nemus\u00ed v\u00a0skuto\u010dnosti nasta\u0165, d\u00f4le\u017eit\u00fa \u00falohu hraj\u00fa in\u00e9 sektory, a\u00a0ako vid\u00edme, aktu\u00e1lne je predpokladan\u00fd hospod\u00e1rsky ras\u0165, \u010do m\u00f4\u017ee \u0161t\u00e1tu len pom\u00f4c\u0165, hlavne prostredn\u00edctvo vy\u0161\u0161ej zamestnanosti zo strany priemyslu, zatia\u013e a\u00a0\u017eia\u013e hlavne auto-priemyslu, ktor\u00fd zamestn\u00e1va \u013eud\u00ed na Slovensku, ale zv\u00e4\u010d\u0161a len s\u00a0ni\u017e\u0161ou pridanou hodnotou.\u00a0\u010eal\u0161\u00edm probl\u00e9mom je p\u00f4rodnos\u0165 od roku 1999, ktor\u00e1 je ve\u013emi n\u00edzka a\u00a0pokra\u010duje dodnes, to znamen\u00e1, \u017ee do 15 rokov alebo aj sk\u00f4r op\u00e4\u0165 poklesne dopyt po nehnute\u013enostiach, \u010do m\u00f4\u017ee ma\u0165 fat\u00e1lne n\u00e1sledky. Op\u00e4\u0165 n\u00edzky dopyt bude znamena\u0165 pokles zamestnanosti, obzvl\u00e1\u0161\u0165 v\u00a0hrubom stavebn\u00edctve. Nep\u00f4jde len o\u00a0samotn\u00fd pokles dopytu preto, \u017ee \u013eud\u00ed bude menej, ale aj to, \u017ee ve\u013ek\u00e1 \u010das\u0165 popul\u00e1cie bude dedi\u0165 majetok a\u00a0tak nebude potrebova\u0165 stava\u0165, \u010d\u00edm sa zasiahne stavebn\u00edctvo e\u0161te viac, a\u00a0ani nebud\u00fa si musie\u0165 bra\u0165 \u00a0hypot\u00e9ku, \u010do zasiahne pr\u00edjmy bankov\u00e9ho sektora.Ot\u00e1zka ako to bude vyzera\u0165 so svetom najbli\u017e\u0161\u00edch 10-15 rokov je ur\u010dite na mieste, ost\u00e1va n\u00e1m d\u00fafa\u0165 v\u00a0chytros\u0165 el\u00edt.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Banky, nehnute\u013enosti a kr\u00edzy","item":"https:\/\/www.bonny.sk\/banky-nehnutelnosti-a-krizy\/#breadcrumbitem"}]}]